Sometimes, after the hassles of childbirth, women are prone to having health issues more than men, and sometimes, it could result from childbirth, breastfeeding, domestic issues, environmental changes, cancer, etc.
This is why it is very important that as a single woman, health insurance is something you do not treat with keen gloves as you are taking charge of the future that is yet to come.
In this article, we are looking at some of the health insurance that is best for women, especially single and younger ones
1. Bajaj Allianz Women Specific Critical Illness Plan
This is a health plan which gives so much protection financially to women against some kinds of illnesses totaling the right most women are most likely to have. The plan is designed to be bought only by women.
Since cancer is one of the common illnesses that women face, the insurance plan covers different types of cancers which includes vaginal cancer, cervical cancer, uterine cancer, cancer of the fallopian tube, ovarian cancer, breast cancer, etc.
Single females often consider this plan because apart from cancer-related illness, should the insured be paralyzed or get any burnt, the insurance also covers up for it.
This plan covers the insured even in the future ahead when they plan in having babies and the child suffered some kind of eventualities, such as Spina Bifida, Cleft plate with or without a cleft lip, Down syndrome, Congenital cyanotic heart disease, etc.
Should the insured have a medical situation in the future which might be termed as a ‘critical illness’ in the policy, the insured will have a bonus on her children’s education, and should she lose her job in the space of three months after getting incapacitated as a result of a diagnosed critical illness.
A special sum of money is paid to the insured. In order to be qualified for this plan, you must be up to the age of 21 and not older than 65 years it is also worth noting that the plans cover individual not family, and also has lifetime renewability.
2. Reliance Health-Gain Policy
This policy, specially prepared for girls and women offers a whooping discount of 5% for girl children and women who are single. When a single female buys this policy, it sometimes covers the health of her immediate and extended family members.
It also covers the cost of the inpatient care they might receive as well as that of pre & post-hospitalization, accidental injuries, pre-existing diseases, domiciliary hospitalization, organ donor, emergency ambulance, specific ailments, etc. It also gives a lot of discounts and treaties on a lot of products and services in relation to your health.
With this plan, you can easily have a wider range of experts as well as some other services online which include diet plans that are personalized, medical appointments, and assessment of health risks.
There is also coverage for accidental deaths and a cumulative bonus for years that are claim free. There is also an Improvement of the money insured and free addition of possible policies.
This is an insurance plan that is a better option when it comes to hospitalization and maternity because, with it, the expenses are covered as well as the medical cost would the lady finally put to birth a baby.
Even as a single female, this plan is good enough for you because it covers the expenses of other members of the family of the insured.
This is one of the few plans with two variants. One of them is called Joy today and the other is called Joy Tomorrow. This plan covers the expenses that might be incurred during child delivery so, if as a single lady, you bought this plan, you rest assured of a shared cost when the time for birthing a child comes. In order to qualify for this plan, however, the female has to be up to 18 years and not more than 65 years of age.
Women are very important as long as the societal value is concerned and it is of great necessity that every woman treats herself with so much care and concern for the future to avoid avoidable negligence.